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The language is easy to read and interpret, and coverage, exclusions, and financial obligations are clearly spelled out so everyone is on the same page. Cigna. They do offer a decent 401k package but their health insurance is not the best. Call 1 (800) 88CIGNA (882-4462). Current and former employees report that ByWater Solutions provides the following benefits. Our team always puts the customer first. We believe that they are an excellent company. %PDF-1.4 % 0000006225 00000 n that insure or administer group HMO, dental HMO, and other products or services in your state). They do offer a decent 401k package but their health insurance is not the best. 0000027001 00000 n For more information, emailCignaPayerSolutions@cigna.comor call . Plans are insured by Cigna Health and Life Insurance Company or its affiliates: For Arizona residents, health plans are offered by Cigna HealthCare of Arizona, Inc. For Georgia residents, health plans are offered by Cigna HealthCare of Georgia, Inc. For Illinois residents, health plans are offered by Cigna HealthCare of Illinois, Inc. For North Carolina residents, health plans are offered by Cigna HealthCare of North Carolina, Inc. For South Carolina residents, health plans are offered by Cigna HealthCare of South Carolina, Inc. For Texas residents, health plans are offered by Cigna HealthCare of Texas, Inc. For information about these plans, including Cigna company name and other information, visit https://www.cigna.com/individuals-families/shop-plans/health-insurance-plans, Connecticut General Life Insurance Company, NY - Cigna Life Insurance Company of New York (140 East 45th Street, New York, NY 10017 USA), All other states-Life Insurance Company of North America (1601 Chestnut Street, Two Liberty Place, Philadelphia, PA 19192 USA), NY - Cigna Life Insurance Company of New York (for insured plans), All other states-Life Insurance Company of North America, Administrative services for self-funded disability plans - Life Insurance Company of North America, NY - Cigna Life Insurance Company of New York, Cigna Health and Life Insurance Company, Loyal American Life Insurance Company, American Retirement Life Insurance Company, or Cigna National Health Insurance Company. They state this is "normal" but I've never had this issue with any insurance company before this one. Kaiser Permanente also offers a dedicated phone line for Cigna PPO providers only for preauthorization questions - 888-831-0761. Together with the TPA, our goal is to educate members so they can make better, more informed health care decisions. Complete the form below to enroll and get your eligible diabetes supplies shipped direct to your door. So fast. All member calls answered in 2 minutes or less, Acknowledgement of all inbound inquiries in 24 hours or less, All employers onboarded with their Summary Plan Description completed in 30 days or less, 99% of all claims adjudicated accurately in 14 days or less. 0000001787 00000 n 0000007280 00000 n Still have questions? Please Contact us at 310-825-7163. Partner with Cigna Payer Solutions, and you'll have access to a broad portfolio of products and services, quality health care networks, and personalized account supportbacked by a global brand with more than 90 years of health service experience. . Your response will be removed from the review this cannot be undone. I strongly recommend going with a different insurance company. There is no guarantee of specific results. 8. K`|1/I?8u/*bo>$C Bywater is an international management firm providing Strategic Services; such as performance improvement, strategic planning & implementation, and cost containment, and Corporate Growth Services; such as acquisitions and divestitures, merger integration and new product development. 0000027408 00000 n Get tools and flyers to share with your clients Dental Network Together, we can build a solution that's right for your clients For more information, email CignaPayerSolutions@cigna.com or call 1 (888) 284-6851. Selected insurance that we accept are noted below. Bywater provides employee benefits and group health insurance to small to mid size employers in the Cleveland-Elyria, OH Metro Area. Learn How to State Your Case and Earn Your Raise, Climb the Ladder With These Proven Promotion Tips. Our office staff will happily verify your insurance benefit. It has been great working with you and I look forward to doing more of these. IN - Cigna HealthCare of Indiana, Inc. and Cigna HealthCare of Illinois, Inc. MO - Cigna HealthCare of St. Louis, Inc. and Cigna HealthCare of Tennessee, Inc. NC - Cigna HealthCare of North Carolina, Inc. NJ - Cigna HealthCare of New Jersey, Inc. SC - Cigna HealthCare of South Carolina, Inc. Cigna Health and Life Insurance Company (900 Cottage Grove Road, Bloomfield, CT 06002 USA) or Connecticut General Life Insurance Company (900 Cottage Grove Road, Bloomfield, CT 06002 USA). What a bunch of b.s. They also don't know how to process claims. CWIBenefits, LLC (CWI), is a technology based Third Party Administrator (TPA), offering total benefits administration services and data management. Together, we can build a solution that's right for your clients. You must be a Cigna customer to use the secure myCigna mobile app. Together with the TPA, our goal is to educate members so they can make better, more informed health care decisions. HuQi R`rrgh|`H@,&F`@ Bywater provides employee benefits and group health insurance to small to mid size employers in the Cleveland-Elyria, OH Metro Area. Cigna may not control the content or links of non-Cigna websites. 143 0 obj <>stream hbbd```b`` A$+-"VHr0;L 0000005737 00000 n Refer to your official plan documents for the name of the company that insures or administers your specific insurance policy or benefit plan. For general inquiries, please complete the form here to learn more. a listing of the legal entities 0000014090 00000 n For support, please emailsupport@choosebywater.comor call800.337.0792to contact customer service if you have any questions. To request precertification, use the contact information below or visit the website for next steps. Copyright 20082023, Glassdoor, Inc. "Glassdoor" and logo are registered trademarks of Glassdoor, Inc. As strategic relationship managers, we work together collaboratively to achieve our mutual objective quality, affordable care. 0000025709 00000 n CIGNA First Health * Additional networks expected . Get employees on board faster with Bywaters plan document, created with the employer and employees needs in mind. that insure or administer group HMO, dental HMO, and other products or services in your state). For availability, costs and complete details of coverage, contact a licensed agent or Cigna sales representative. 0000395696 00000 n Dental Claims. We offer turnkey online enrollment, billing, claims and call center operations to help you meet your benefit solutions strategies and needs so you can grow your business and attentively serve your membership. Benefits are generous and internet and phone are paid. Bywater has partnered with EHCS to provide your diabetes supplies. tbc@bywater.com. In California, CWIBenefits, LLC does business as CWIBenefits Insurance Services (as agency) and CWIBenefits Administrator (as TPA). No vision or dental offered. 2023 CWI Benefits, LLC All rights reserved. show more Find the Cheapest Insurance Type This information is not currently maintained by, endorsed by or affiliated with, Religious, Civic and Social Organizations. Many PPO insurance providers are now providing coverage for Gastric Sleeve, Gastric Bypass, Distal Bypass and Lap-Band Removal. 1 (800) 244-6224. Participation in a weight loss program. Cigna. This information was provided by Mployer Advisor. Glassdoor is your resource for information about ByWater Solutions benefits and perks. And you'll have the freedom to include cost-saving and wellness measures that save you money in many cases without waiting for your renewal period to implement new programs. For other questions regarding eligibility and coverage of services, please contact your health plan representative. If you are covered by health insurance, you are strongly encouraged to consult with your health insurer to determine accurate information about your financial responsibility for a particular health care service provided by a Centura Health facility. It may not be complete. Bywater's mission is to fully integrate with advisors and captive managers of choice while delivering the high . Chattanooga, TN 37422-7223. as usual! Cigna may not control the content or links of non-Cigna websites. Benefits are generous and internet and phone are paid. Aetna, Anthem Blue Cross Blue Shield, Cigna, Oscar, Tricare and United Health Care typically cover weight loss procedures. We have referred them to other property owners and will continue to do so. Controlling costs, improving employee health, and personalized service are just a few of the ways we can help your organization thrive. Hiring The Bywater Company has turned out to be a super investment, as well as a pain-free, no headaches to me type of situation and relationship. 0000001617 00000 n Here are the plans Lovelace Medical Group accepts. Im excited to start 2022 with Bywater and Veracity!! All insurance policies and group benefit plans contain exclusions and limitations. 0000028201 00000 n CA - Cigna HealthCare of California, Inc.1. This website is not intended for residents of New Mexico. All insurance policies and group benefit plans may have exclusions, limitations, reduction of benefits and terms under which the policy may be continued in force or discontinued. CO - Cigna Dental Health of Colorado, Inc. DE - Cigna Dental Health of Delaware, Inc. FL - Cigna Dental Health of Florida, Inc.6. Get tools and flyers to share with your clients. Tel-Drug, Inc. and Tel-Drug of Pennsylvania, L.L.C. The legal entity insuring or administering any specific product may vary. 15422 Detroit Avenue, Lakewood, Ohio 44107 P . Details. You can easily: Verify member eligibility status View member benefit and coverage information Retrieve member plan documents View the status of your claims View member ID card Eligibility Inquiry Their accounting department is fabulous. "I havent had a chance to tell you thank you for all your efforts. 6Cigna Dental Health of Florida, Inc. is a Prepaid Limited Health Services Organization licensed under Chapter 636, Florida Statutes. I could go on but I will suffice it to say to not use this company. To use the Claims Guest Access portal, go to kp.org/providers and select the members KP region. ", For Member/Provider Customer Service, please call. The worst insurance my husband's company has ever had, my husband needs to get a CT scan done Monday and they denied it!! 1For additional information and disclosures related to California HMO and other medical, behavioral and dental plans in California, visit https://www.cigna.com/individuals-families/member-guide/customer-forms/cigna-in-california. For additional plan disclosures that may be applicable to your plan or state, please view our Product Disclosures. We are dedicated to providing the most effective . The customer service representative was very knowledgeable about my health plan which helped a lot ! to be added in. CareAlliesProvider Collaboration Solutions. Lovelace Health System accepts most major insurance plans so you can access all of our hospitals, health care centers and providers. - Unresponsive, confusing processes even for their own customer service reps; Customer service was prompt in answering my call and also resolving the problem I had with a provider. %%EOF 0000393640 00000 n Thanks again. In all other states (where available), Cigna Dental Care plans are insured by Cigna Health and Life Insurance Company, Cigna Health and Life Insurance Company or Connecticut General Life Insurance Company. Implementation & integration is seamless, as we bring 30 years of expertise & technology to your clients. endstream endobj startxref hZn> Z,Y( B>"I(urHY*UY+;UeC+T]*hhsU72oreCg*8UH\paV3&3!&T1X%0IU 0000007851 00000 n They don't know what they are doing. 0000009953 00000 n The fact I had to explain that to them was completely ridiculous. Evernorth Care Group is the group medical practice division of Cigna HealthCare of Arizona, Inc. 0000001945 00000 n 94 0 obj <> endobj View Top 10 List What's Included with Cigna? The worst, most painful experience of my life! hb``c``:pDAb@qa 1Fv>`hpb83+Z ii Du1h}aZxK1Ag jx8/G80=`y 4Z[lgUhP u G@;O]fc`He` )$ As your collaborative and trusted partner, Cigna Payer Solutions helps to drive employee health, lower employer costs, and support and enhance the unique value you bring to your customers. As a third-party administrator, we specialize in helping small to mid-sized companies make the switch from fully insured to a self-funded plan, guiding and simplifying the process every step of the way. 0000012607 00000 n If you are a participant please call 800.992.8088 or email customerservice@cwibenefits.com. Meet Bywater. 0 Whether it is claims processing, enrollment, workers compensation or HR data management, we will continue to help meet your benefit plan administration needs. 24 hours a day, 365 days a year. For 30 years, we have been lighting the way to better health by providing our customers an easier way to have products delivered directly to their door. Bywaters mission is to deliver our customers the best experience possible. Any insurance company or agent of an insurance company who knowingly provides false, incompleteor misleading factsor information to apolicyholder or claimant forthe purpose of defrauding or attempting to defraud the policyholder or claimant with regard to a settlement or award payable from insurance proceeds shall be reported to the They made me go through an entire appeal process to let them know I was not IN the hospital but referred there by my PCP simply to get an X-ray. PO Box 182223. In North Carolina, patient care services for worksite health and wellness centers are provided by Cigna HealthCare of North Carolina, Inc. 0000005049 00000 n We partner with you year-round, integrating our proprietary technology with attentive service and programs that help you meet your business needs and objectives. - Randomly rejecting claims, even the recurring treatments, or COVID tests after exposure!! Switching to a self-funded plan is easier when you have a trusted partner to help guide you. 0000011464 00000 n No vision or dental offered. Make an appointment with Alexandrina Saulis, MD at AdventHealth now, find contact information and more. If you are a decision maker for your employee benefits at your company, and would like additional information about CWIBenefits services please complete this form. Cigna is more than a health insurance company. Joe Doremus, All American Boulevard Warehouses. The University of California, Los Angeles (UCLA) is designated as: To schedule a consultation with UCLA Bariatric Surgery in Los Angeles, California, call us at 310-825-7163 or fill out ouronline form. Inpatient care 100% in-network preventive care coverage hb``b````e` @16zGm`!1l{E=>xmX01)0;w024`4oPp`bbs`fbI0r. Edwards Health Care Services, Inc. (EHCS) is your first-choice provider of direct-to-home, high quality diabetes supplies. Were committed to helping you manage your health plan efficiently, with best-in-class service no matter your group size. 0000397752 00000 n provider has your correct Bywater Insurance information. Fortunately, many insurance companies recognize the serious health threats of obesity and do cover weight loss surgery as long as you meet the qualification requirements. 0000011061 00000 n Your third-party administrator (TPA) services should work seamlessly with all of your health insurance partners. Worst insurance ever!!! 0000025529 00000 n 0000402434 00000 n Cigna is a health and wellness company which specializes in fitness programs, individual private medical insurance and global health benefits. ", "I appreciate your responsiveness and really looking forward to our partnership with Bywater in 2022 ", "You are setting the bar pretty high at Bywater!!! 4The term "DHMO" is used to refer to product designs that may differ by state of residence of enrollee, including but not limited to, prepaid plans, managed care plans, and plans with open access features. ", "I love that Bywater is a TPA willing to meet the needs of our businesses with smaller employee populations. In California, Network plans are offered by Cigna HealthCare of California, Inc. Cigna Behavioral Health, Inc. and Cigna Behavioral Health of California, Inc.1. 0000000016 00000 n Our office staff will happily verify your insurance benefit. ", "You guys are all AWESOME. Former Employee. For questions, please call 505.727.2727. 0000008700 00000 n Bywater has been a nightmare to deal with. CIGNA ID cards will continue to show the Scranton, PA address for claims and correspondence submission until they are updated throughout 2011. Companies must offer compeitive benefits in markets like Cleveland-Elyria, OH due to increasing demand for employees. This company also offers dental services, voluntary benefits, and accident insurance. 0000011937 00000 n 0000013474 00000 n They are partner in total health and wellness and are there for customers 24/7 - caring for their body and mind. a listing of the legal entities 0000027529 00000 n Report. Individual and family medical and dental insurance plans are insured by Cigna Health and Life Insurance Company (CHLIC), Cigna HealthCare of Arizona, Inc., Cigna HealthCare of Illinois, Inc., Cigna HealthCare of Georgia, Inc., Cigna HealthCare of North Carolina, Inc., Cigna HealthCare of South Carolina, Inc., and Cigna HealthCare of Texas, Inc. Group health insurance and health benefit plans are insured or administered by CHLIC, Connecticut General Life Insurance Company (CGLIC), or their affiliates (see Implementation & integration is seamless, as we bring 30 years of expertise & technology to your clients. I have wasted hours & hours on the phone with their customer service trying to make sense of their EOBs. Hopefully some will be easier. Expect a dedicated point of contact for customer service, who streamlines communication and provides you and your members with personal, knowledgeable support. Many PPO insurance providers are now providing coverage for Gastric Sleeve, Gastric Bypass, Distal Bypass and Lap-Band Removal. In New Jersey, patient care services for worksite health and wellness centers are provided by Alegis Care, New Jersey, P.C. Oct 4, 2016. 307 0 obj <>/Filter/FlateDecode/ID[<922F595429F03242A768AF7997AEBB29><9026FA9FFCD51241847B932A1C65054F>]/Index[278 54]/Info 277 0 R/Length 134/Prev 477804/Root 279 0 R/Size 332/Type/XRef/W[1 3 1]>>stream Serving Central Florida for over 45 years, our services include landlord/tenant representation, owner/seller . Self-Funding Captive 94 50 Cigna/GreatWest: 1-800-244-6224: www.cigna.com: Clear Spring Healthcare: 1-877-364-4566: www . This means you have access to Cigna's In-Network providers and . 2.0. The myCigna app gives you a new and improved way to easily access your important health information. b\e1*O?;c;>y ./}?=T_U_s4phSELM%:TGzM}]{;Z{Sd7ps5_6? 7evt>O7/y}b *]VA{G'9 "FW/_8TKVbro4UZ{#z06yg7tur4M.YYOGQH|6}GE>T}4]Lv.\+U(+MYn[jz.w/M\cS QU?!zbms`,{P4>mT=Qjb,%{1CaC:bR* 5R;SJ07a%c6WdxIE n# : + <<5D0A48CDAB051444A35BDEC03408FBA1>]/Prev 447176/XRefStm 1617>> We help increase your productivity and efficiency by providing friendly, expert, and data-driven administrative services to your employee health benefits plan. We offer turnkey online enrollment, billing, claims and call center operations to help you meet your benefit solutions strategies and needs so you can grow your business and attentively serve your membership. Theyre on your side when it comes to questions on claims, renewals, vendor implementation, and more. 0000010625 00000 n Once again, Bywater gives you the run around, connecting you to person to person. If you have questions about coverage, payment plans, or financial assistance, please contact your insurance provider or our business office. Bywater's mission is to deliver our customers the best experience possible. 5Cigna Dental Health, Inc. provides network management and other administrative services for Cigna Dental plans. The individual must have actively participated in the program for at least 3-6 months; Pre-operative nutritional counseling with a Registered Dietitian; United Health Care (UHC) Optum Center of Excellence Network (COE), Blue Cross Blue Shield Bariatric Resource Service (BRS). Some employers demand a higher level of customization and flexibility that aligns with the capabilities of a Third Party Administrator (TPA). Please email us atContactUs@myEHCS.com. From our first introductions through annual renewals, and every step in between, you can expect attentive, personal care and clear communication from your Bywater Team. Try looking up a doctor, a clinic location, or information about a condition/treatment. 0000005821 00000 n To learn more, call 310-825-7163. They are no help whatsoever. What is up with that? For a complete list of both covered and not covered services under your plan or policy, including benefits required by your state, see your insurance policy, evidence of coverage, or your employers insurance certificate or summary plan description. Companies must offer compeitive benefits in markets like Cleveland-Elyria, OH due to increasing demand for employees. They are more than a company, they are a friend, and they make sure you are taken care of, they make sure your needs on the real estate side or the management side are taken care of and theyre always there to help you. Read more on your rights and protections against surprise medical bills here. Cigna Behavioral Health, Inc. and Cigna Behavioral Health of California, Inc. Group Accident, Accidental Death and Dismemberment, Accidental Injury, Hospital Indemnity, and Critical Illness Insurance, Cigna Supplemental Benefits - Life, Health and Accident Insurance, Canada group medical, dental, vision, and evacuation plans. Thank you. The Bywater Company is a full-service commercial real estate firm specializing in brokerage, consulting, development, and property management in the office, medical, industrial, and land sectors. endstream endobj 279 0 obj <>/Metadata 20 0 R/Pages 276 0 R/StructTreeRoot 43 0 R/Type/Catalog/ViewerPreferences<>>> endobj 280 0 obj <>/Font<>/ProcSet[/PDF/Text/ImageC]/XObject<>>>/Rotate 0/StructParents 0/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 281 0 obj <>stream Cigna login/register. 7In Virginia, worksite health and wellness centers are provided by Cigna Health and Life Insurance Company. The Cigna name, logo, and other Cigna marks are owned by Cigna Intellectual Property, Inc. LINA and NYLGICNY are not affiliates of Cigna. Phone Number. Bywater members use Cigna's network of providers, with their health benefits plan administered by Bywater. Disregard the Scranton, PA address on the ID card and submit all medical claims and correspondence to the appropriate Chattanooga, TN address shown in the tables of the November 2010 issue of Network News. %%EOF 0000001296 00000 n With over 30 years experience, the CWIBenefits Third Party Administrator (TPA) Platform is the trusted service and benefits technology platform of Employers, Health Plans, and Benefits Administrators. You can be ready to go in as little as 30 days from your initial implementation call! We help employers manage their health plans with ease, ensuring your employees are using their benefits optimally. 201. Phone: 800-992-8088; Email: info@cwibenefits.com; Find us on: Facebook page opens in new window Twitter page opens in new window Linkedin page opens in new window. View our Digital Toolkit for more information about our solutions available to TPAs. Learn about ByWater Solutions , including insurance benefits, retirement benefits, and vacation policy. 0000028053 00000 n We have paid out more money ourselves than the insurance has. They do not help you in any way. I then had to explain that an ultrasound is NOT an X-ray but that an X-ray falls under radiology which has a different copay amount. As the trusted service and benefits technology platform of Employers, Health Plans, and Benefits Administrators, CWI has evolved to be a TPA, data integrator, and Software-as-a-Service vendor. 0000401390 00000 n For the following services, we collaborate with Cigna's affiliate, eviCore Health (eviCore), to manage the precertification process and administration of the services. Accidental injury, critical illness, and hospital care. Details, Group Health Maintenance Organization (HMO), including HMO Open Access (OA), Point-of-Service POS), and OA POS medical plans, All other group medical plans, and pharmacy and vision plans, Cigna Behavioral Health, Employee Assistance Program (EAP). See monthly claims data trends and take steps to reduce costs and optimize plan utilization as necessary. Cigna Collaborative Care Listing Home Delivery Medical Supplies and Services Lifesource Organ Transplant Network Multiplan (Out-of-Network) Directory Payer Solutions Shared Administration Repricing (SAR) Choosing Wisely State of Vermont: Annual Hospital Report Cards Dental Dental PPO SA Plus or Dental PPO SA Directory Radius Dental Directory Request Information. You and your administrative staff can quickly and easily access member eligibility and claims status information anytime, on demand. 0000022230 00000 n 0000013170 00000 n 105 E Robinson Street Suite 200 They then left my ultrasound copay instead. *Weight loss results can vary depending on the individual. As a global health service company, Cigna's mission is to improve the health, well-being, and peace of mind of those they serve by making health. CWIBenefits, LLC (CWI), is a Full Service Benefits Administrator, founded 30 years ago as a claims payment software vendor. startxref %PDF-1.6 % 0000027772 00000 n For availability, costs and complete details of coverage, contact a licensed agent or Cigna sales representative. 0 0000028532 00000 n Features available are based on the coverage you have with Cigna. A broad portfolio of modular, flexible health products and services. 0000004618 00000 n Plans come with $0 virtual care and $0 preventive care Financial assistance available, if you qualify Additional coverage for diabetes and asthma/COPD, if needed Available for shopping during Open Enrollment (Nov 1-Dec 15, in most states) See what Cigna offers 0000005623 00000 n Then they say your not covered for that! Edwards Health Care Services, Inc. (EHCS) is your first-choice provider of direct-to-home, high quality diabetes supplies. 0000018052 00000 n If you have specific questions regarding your health insurance policy, please contact our office at310-825-7163, option 2. We offer multiple networks and Pharmacy Benefit Managers (PBMs) to meet your unique needs. Selecting these links will take you away from Cigna.com to another website, which may be a non-Cigna website. Bywater is a third-party administrator (TPA) of self-funded health insurance. Helpful. Under the Families First Coronavirus Response Act (FFCRA) and the CARES Act, individuals enrolled in a private health plan who purchase an over-the-counter COVID-19 test may be reimbursed by the health plan/insurer. Together, we provide a fully integrated and turnkey solution designed to maximize savings and promote long-term cost containment, backed by data insights and professional expertise. The list is very long, but not limited to: 0000027651 00000 n All Cigna products and services are provided exclusively by or through operating subsidiaries of Cigna Corporation, and not by Cigna Corporation. Why Choose Bywater? ", My Account Manager is responsive.